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v2DocumentationAPI Reference

Payments

  • Welcome
  • Getting Started
    • Request API Access
    • API Authorization
  • Account Sweeping
  • Counterparties
  • Ledger (virtual accounts)
  • Payments
    • ACH Payments
    • ACH Returns and Notification of Changes (NOCs)
    • ACH Reversals
    • IAT (International ACH Transactions)
    • Wire Transfers
    • Book Transfers
    • RTP (Real Time Payments)
      • RTP Errors
    • Cutoff Times
    • Instant Payments
      • Instant Payment Errors
    • Payment Approval
  • Reporting
  • User Roles
  • Webhooks
  • Frequently Asked Questions
  • Guide to Testing in Staging
    • Accessing the Victor Staging Environment
    • Generating a Token
    • Originating Account Number
    • Counterparties
    • Book Internal
    • Book External
    • ACH Outbound
    • ACH Inbound
    • Wire Outbound
    • Wire Inbound
    • RTP Service Eligibility
    • RTP Send
    • Request for Payment (RfP)
    • RTP Inbound
    • Instant Payment Service Eligibility
    • Instant Payment Send
    • Instant Payment Inbound

Support

  • Support Requests

What's New

  • Payments Changelog
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Cutoff Times

The following cutoff times apply to Victor Payments:

ACH Payments

Payment TypeSubmission WindowSettlement Schedule
Standard ACH6:30PM EST8:30AM EST on the next business day
Same-Day ACH8:00AM EST1:00PM EST
11:30AM EST5:00PM EST
1:30PM EST5:00PM EST
2:45PM EST6:00PM EST

Wire Transfers

Payment TypeSubmission Deadline
Domestic Wire6:00PM EST

Updated 9 months ago


RTP Errors
Instant Payments